An Overview of the North Carolina Work Comp System

Worker’s Compensation protects those who get hurt while doing their jobs. Injuries sustained on the job include falls or damage to the body due to faulty equipment or negligence on the part of others. A person who is injured on the job or develops an occupational disease as a result of carrying out his or her duties can apply for worker’s compensation benefits. If the application is approved,the compensation covers medical bills and other costs associated with being out of work due to an on-the-job injury. When taking a new job,it may be a good idea to inquire about worker’s compensation coverage,especially if you work in a contract position.

In North Carolina,most companies with three or more part-time or full-time employees are required to provide worker’s compensation. Truck drivers and others who do contract work are covered by different rules. The state’s Industrial Commission oversees the Worker’s Compensation program. The Industrial Commission makes sure employers follow the Worker’s Compensation program rules (-).

When an employee is injured or develops a job-related illness in North Carolina,the Industrial Commission recommends that the individual be evaluated and treated by a healthcare professional immediately. To file for worker’s compensation,the injured person must complete a Form 18 and submit it to the N.C. Industrial Commission. The employer also gets a copy of this document. Depending on the coverage or other issues that may arise,the injured worker may be required to complete additional paperwork. If a worker’s claim is denied,there is an appeals process.

When filing a claim,it is a good idea to consult an attorney who is familiar with the North Carolina work comp system. An- can assist with paperwork and gather additional documentation to help the injured worker navigate the process. He or she can also help with the appeals process,if needed.